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minarulian

Master Personal Finance Through Real Experience

Join our comprehensive 12-month program starting September 2025. Learn from industry veterans who've helped thousands of Australians build financial confidence and security.

Learn From Finance Veterans

Zephyr McKinnon

Senior Financial Planning Specialist

After 15 years helping Australian families navigate property investments and retirement planning, Zephyr brings practical wisdom that goes beyond textbook theory. She's guided clients through market crashes and boom periods, teaching the emotional side of money management that often gets overlooked.

Atticus Riverstone

Budget Strategy & Debt Recovery Expert

Atticus specializes in helping people dig out of financial holes and build sustainable spending habits. His background includes corporate finance and personal coaching, making him uniquely qualified to teach both the numbers and the psychology behind smart money decisions.

Atticus Riverstone, Budget Strategy Expert
850+ Students Mentored

Your Learning Journey

We've designed this program based on how people actually learn to manage money — through practice, mistakes, and gradual confidence building. Each phase builds on the last, giving you time to implement what you've learned before moving forward.

Months 1-3

Foundation & Assessment

Start by understanding where you currently stand financially. We'll help you create your first real budget, identify spending patterns you might not notice, and set realistic goals that actually motivate you to keep going.

Weekly 1-on-1 Sessions Personal Finance Audit Goal Setting Workshop
Months 4-8

Building Financial Habits

This is where the real work happens. You'll learn to manage debt strategically, start investing with small amounts, and develop systems for saving that don't make you feel deprived. We focus heavily on the psychological aspects that trip most people up.

Investment Basics Debt Reduction Plans Emergency Fund Building
Months 9-12

Advanced Planning & Independence

By now you've got the basics down. We'll cover more complex topics like property investment, tax strategies specific to Australian regulations, and long-term wealth building. You'll graduate with confidence to make financial decisions independently.

Property Investment Tax Optimization Retirement Planning

Ongoing Mentorship & Community

Learning personal finance isn't just about understanding concepts — it's about having support when you're facing real financial decisions. Our program includes ongoing mentorship and a community of peers who understand the challenges you're working through.

Monthly Check-ins

Regular sessions to review your progress, adjust strategies, and work through any financial challenges that come up.

Peer Learning Groups

Connect with other students facing similar financial goals and challenges. Learn from their experiences and share your own insights.

Resource Library

Access to tools, calculators, templates, and guides that you can use throughout your financial journey, not just during the program.

Email Support

Quick questions don't need to wait for scheduled sessions. Get guidance when you need it most — during real financial decisions.

Zephyr McKinnon, Financial Planning Specialist Program community member and graduate
Students collaborating on financial planning exercises